

Europe is taking proactive steps to change the way the continent pays. Recent years have seen the introduction of EU-wide measures such as PSD2 and SPAA with PSD3 expected soon. Meanwhile, 16 European banks and 2 acquirers recently announced their intention to launch the European Payments Initiative to create a new payment network for the […]
October 12, 2023


Economies run on payments – from buying a newspaper to settling your taxes, the movement of capital is the lifeblood of business and growth. The launch of the Euro in 1999 was designed to streamline that journey, creating a common financial language between disparate states to create a stable, collaborative system that would protect trade […]
September 12, 2023


As online payments become ever more deeply embedded in the business and consumer landscape, the European digital payment market is projected to grow by 13.64% year on year, resulting in a market volume of €1,621bn in 2027. Digital networks are breaking down the borders between countries and national payment schemes, creating a significant opportunity for […]
August 29, 2023


In a rapidly digitising market, the European Central Bank (ECB) is taking an active, ambitious role in shaping the financial future of the bloc. The digital Euro aims to provide an inherently stable form of money that could become, one day, a reliable backbone of a forward-looking monetary and financial system. With the ECB having […]
August 17, 2023


The bar for payment customer experience is rising quickly, with an explosion in the number of payment providers, regulations affecting the space and rapidly evolving customer expectations. Today, we expect the act of completing a transaction to be so easy as to almost forget about it – in that sense payments are not a satisfier […]
July 19, 2023


Open Banking is one of the largest opportunities for banks and financial institutions, allowing them to align with new digital habits of businesses and consumers, providing new routes to market and value-add opportunities. The Europe open banking market size was valued at €5747 million in 2020 and is projected to reach €45180 million by 2030, […]
June 20, 2023


Payconiq International (PQI) today announces its acquisition by the European Payments Initiative (EPI). The acquisition is another important step forward for Payconiq International to shape the future of payments in Europe. EPI simultaneously announced the acquisition of iDEAL. Joining forces creates a unique combination of knowledge, experience and capacity to launch an innovative European payment […]
April 25, 2023

From my front row seat working with banks, businesses and consumers 2022 was a rollercoaster year. From crypto-crashes to e-commerce booms, alternative payments to mobile identity, the world around us is changing fast, especially when it comes to moving money. And, as is often the case, disruption drives innovation and we saw plenty of it. […]
January 18, 2023

To raise awareness of what it is like to work in fintech as a woman, Payconiq International has launched a series of videos made by women employees. Currently, 38% of employees at Payconiq International are women and 25% of management positions are held by a woman. Percentages that CEO Guido Vermeent would like to see […]
January 11, 2023

What you will learn in this whitepaper: The key drivers of change in the payment market Why it’s urgent that payment schemes update their systems The principal challenges involved in transformation How to pursue transformation strategically Download your copy
October 28, 2022