How Europe can embrace the promise of open banking – and beyond

Stijn Van Brussel Back in 2015, PSD2 was meant to be a game changer. Open access to bank account infrastructure would level the playing field between incumbents and new entrants, boost innovation, and drive account-to-account (A2A) payments adoption. As European regulators have invited a broad group of stakeholders to evaluate the success of PSD2, it’s […]

Why do value-added services matter for payments?

Brian Boelens & James King  When it comes to payments, it’s never been more competitive. While the unbundling of financial services through new technology has expanded the possibilities for payments, it’s also opened the door for new challengers. This includes fintechs, telecommunications companies and online retailers, alongside the acronym-based giants of GAFA, BATX – all […]

Digital footprint

European Payments Trends: 2023 And Onwards

By Guido Vermeent, CEO of Payconiq International From my front row seat working with banks, businesses and consumers 2022 was a rollercoaster year. From crypto-crashes to e-commerce booms, alternative payments to mobile identity, the world around us is changing fast, especially when it comes to moving money. And, as is often the case, disruption drives […]

Digital Payments For Digital Lives

When you’re running your business, you just want things to work. Nowhere is this more important than payments. There’s enough unpredictability in today’s commercial environment without worrying if your digital and contactless payments are landing where they should. And as more of our transactions move online, banks, payment service providers and merchants need technology they […]