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Europe is taking proactive steps to change the way the continent pays. Recent years have seen the introduction of EU-wide measures such as PSD2 and SPAA with PSD3 expected soon. Meanwhile, 16 European banks and 2 acquirers recently announced their intention to launch the European Payments Initiative to create a new payment network for the […]
October 12, 2023
Economies run on payments – from buying a newspaper to settling your taxes, the movement of capital is the lifeblood of business and growth. The launch of the Euro in 1999 was designed to streamline that journey, creating a common financial language between disparate states to create a stable, collaborative system that would protect trade […]
September 12, 2023
As online payments become ever more deeply embedded in the business and consumer landscape, the European digital payment market is projected to grow by 13.64% year on year, resulting in a market volume of €1,621bn in 2027. Digital networks are breaking down the borders between countries and national payment schemes, creating a significant opportunity for […]
August 29, 2023
In a rapidly digitising market, the European Central Bank (ECB) is taking an active, ambitious role in shaping the financial future of the bloc. The digital Euro aims to provide an inherently stable form of money that could become, one day, a reliable backbone of a forward-looking monetary and financial system. With the ECB having […]
August 17, 2023
The bar for payment customer experience is rising quickly, with an explosion in the number of payment providers, regulations affecting the space and rapidly evolving customer expectations. Today, we expect the act of completing a transaction to be so easy as to almost forget about it – in that sense payments are not a satisfier […]
July 19, 2023
Open Banking is one of the largest opportunities for banks and financial institutions, allowing them to align with new digital habits of businesses and consumers, providing new routes to market and value-add opportunities. The Europe open banking market size was valued at €5747 million in 2020 and is projected to reach €45180 million by 2030, […]
June 20, 2023
Technology and payments have always evolved hand in hand as businesses and banks find new ways to make moving money more convenient, secure and flexible. The modern, digital payment landscape has continued to evolve – even though the changes may seem more subtle, European payment systems are now at a turning point. Digital payments today […]
April 24, 2023
Back in 2015, PSD2 was meant to be a game changer. Open access to bank account infrastructure would level the playing field between incumbents and new entrants, boost innovation, and drive account-to-account (A2A) payments adoption. As European regulators have invited a broad group of stakeholders to evaluate the success of PSD2, it’s worth considering what […]
March 16, 2023
Brian Boelens & James King When it comes to payments, it’s never been more competitive. While the unbundling of financial services through new technology has expanded the possibilities for payments, it’s also opened the door for new challengers. This includes fintechs, telecommunications companies and online retailers, alongside the acronym-based giants of GAFA, BATX – all […]
February 16, 2023
From my front row seat working with banks, businesses and consumers 2022 was a rollercoaster year. From crypto-crashes to e-commerce booms, alternative payments to mobile identity, the world around us is changing fast, especially when it comes to moving money. And, as is often the case, disruption drives innovation and we saw plenty of it. […]
January 18, 2023Company
